Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building for the future. Check out one of Apple’s most popular podcasts! For more information, visit www.ramseysolutions.com
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The Ramsey Show

Dr. John Delony & Rachel Cruze discuss:

Caring for aging parents without enabling them.

"Should I attack my student loans or just make the monthly payments?"

"My husband is telling me to stop spending money, but he doesn't make any!"

Paying off your mortgage.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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My Husband Told Me To Stop Spending Money but He Doesn’t Make Any! (Hour 1)

Dr. John Delony & Rachel Cruze discuss:

"Should we borrow money from family at 0% interest?"

How to use money from a settlement,

"Should we pay off debt or wait to see what we owe on taxes?"

Piling up cash when expecting a baby,

Which to pay off first: student loans or mortgage,

John & Rachel react to Sebastian Ghiorghiu's viral video.


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Should We Borrow Money From Family at 0% Interest? (Hour 2)

Dr. John Delony & Rachel Cruze discuss:

Paying for college without scholarships,

Funding an emergency fund with mutual funds,

Renting while looking for a home,

Why people freak out when we tell married couples to combine bank accounts,

What to do with money in a CD,

"Can we have fun money in baby step 2?",

Getting caught up on bills.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Don’t Make Decisions Today That Your Future Self Will Hate (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss:

"How do I become financially independent?",

Paying off debt before buying a home,

Switching to a new retirement plan.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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How Do I Become Financially Independent? (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss:

"I'm afraid to spend our savings",

Knowing what the best next step is for you,

"Do I need car insurance for a borrowed car?"

Business loans vs. personal loans.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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I’m Afraid To Spend Our Savings (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss:

Paying your way through college,

What to do with inherited property,

Combining finances after marriage,

A deep dive on Baby Step 3,

Dealing with an expensive mortgage.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Wealth Is Best Built Slowly and Intentionally (Hour 3)

George Kamel & Kristina Ellis answer your questions and discuss:

Renting vs. buying a house,

from the blog: Should I Rent or Buy a House?


"I owe $32k on a $18k car... what can I do?",

Why you should never borrow on your 401(k) and stay away from HELOCs,

from the blog: What Is a Home Equity Loan?


The best way to save for grad school.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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I Owe $32k on a Car Worth $18k! (Hour 1)

George Kamel & Kristina Ellis answer your questions and discuss:

Rent prices are going up,

What to do with a large settlement,

The best way to tackle student loans,

Financially preparing for marriage.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Rent Keeps Going Up – Here’s What You Can Do About It (Hour 2)

George Kamel & Kristina Ellis answer your questions and discuss:

Using credit card points to pay off a mortgage,

Update on student loan provision in the Secure Act 2.0,

Selling a truck to pay off the house,

Knowing which credit card to pay off first.

Dealing with overdrafts.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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The Underwhelming Math Behind Credit Card Points (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss:

Investing for retirement when you have no outlet through your employer,

"Should I buy a house with my girlfriend?"

Why the Baby Steps are a proven plan to win with money,

Join Jade's FPU Class!

When you should convert a 401(k) to a Roth,

Why momentum matters more than interest rates when paying off debt.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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To Win With Money, Submit to the PROVEN Plan! (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss:

I have $120,000 buried in tin cans,

How digital subscriptions can be death by a thousand cuts,

High-yield savings accounts,

The "rent-a-chicken" trend,

Convincing a boyfriend to pay off his debt.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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I Have $120,000 Buried in Tin Cans (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss:

What to do with $500k in savings,

Millennials living with their parents,

"Should I cancel my universal whole life policy?"

"How can I move out of my parents' house?"

Saving money in the bank vs. investing with an advisor.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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More Millennials Than Ever Are Living With Their Parents (Hour 3)

George Kamel & Ken Coleman answer your questions and discuss:

Catching up on retirement investing,

Cashing out a 401(k),

"Is it ever possible to invest too much?",

from the blog: Dave's Investing Philosophy


"Should I get into house hacking?"


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Is It Possible To Invest TOO Much? (Hour 1)

George Kamel & Ken Coleman answer your questions and discuss:

Getting your budget dialed in,

"I bought a car at 24% interest!",

The insanity of recent Google layoffs,

"I'm retired but I want to go back to work"


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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I Bought a Car at 24% Interest! (Hour 2)

George Kamel & Ken Coleman answer your questions and discuss:

Dealing with tax debt,

"How picky should I be in my job search?"

Credit scores and why you don't need one,

"I'm scared the economy is going to collapse and the government will take my money".


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Should I Sell Investments To Pay Off Debt? (Hour 3)

Ken Coleman & George Kamel answer your questions and discuss:

When you should leave a toxic work environment,

"Can I work multiple baby steps at once?"

Taking a job you're nervous about,

"The great quit": why Gen Z are quitting their jobs",

Getting out from an upside down truck.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Should I Leave My Toxic Job? (Hour 1)

Ken Coleman & George Kamel answer your questions and discuss:

How to stick to a budget,

What to do with an inheritance,

"I feel stuck in the Baby Steps, what can I do?"

"Our wealth is causing division with friends and family"


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I Can’t Seem To Stick to a Budget (Hour 2)

Ken Coleman & George Kamel answer your questions and discuss:

Withdrawing from a 401(k),

Preparing for a layoff,

Choosing a higher-paying job vs. a more stable one,

What the Debt Ceiling news means for the average American,

Paying off debt when you don't have any margin,

When a dream job suddenly isn't.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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What the U.S. Hitting the Debt Ceiling Means for You (Hour 3)

The economy’s still crazy—and maybe you’re worried last year’s money stress will follow you into 2023. It doesn’t have to! Dave, George and Rachel will unpack how you can still make progress, build wealth, and have peace with your money this year. Yep, even in tough, uncertain times. 
Get our limited-time offer on Financial Peace University and make 2023 the year you get rid of money stress: (http://bit.ly/3QSiKjV)
Watch the full Building Wealth livestream, plus a special panel discussion here: https://www.ramseysolutions.com/wealth

Bonus Episode: Are You Ready to Build Wealth in 2023?

Kristina Ellis & George Kamel answer your questions and discuss:

Pulling from mutual funds to pay off debt,

from the blog: Should I Use My Investments to Pay Off Debt?


"How do I get started on the Baby Steps?"

from the blog: How to Win With Money in 7 Baby Steps


An update on the Debt Ceiling and Student Loan Forgiveness,

"I'm over $100k in debt. should I declare bankruptcy?"

"Should I pay for my ex-husband's funeral?"


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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How Do I Start the Baby Steps? (Hour 1)

Kristina Ellis & George Kamel answer your questions and discuss:

Getting out of a car lease,

from the blog: How Does Leasing a Car Work?


Update on Kristina's #NoSpendChallenege,

"Should I be investing while paying off debt?"

from the blog: When You Should Stop Investing


What a "Super Roth" is and whether or not you should do one,

How to use an inheritance well.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Should I Still Be Investing While Paying Off Debt? (Hour 2)

Kristina Ellis & George Kamel answer your questions and discuss:

"My wife thinks FPU is a scam",

Helping a daughter decide on a career,

"Should I roll my loans into a mortgage?"

Using savings to pay off debt,

What to do after a job loss,

Balancing a side-hustle with family time.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Intentionality Is the Key to Winning With Money (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss:

How much to spend on a new vehicle,

"We're having a hard time tracking expenses"

from the blog: Baby Step 1: Your Budgeting Guide


Keeping two jobs vs. only one job that pays better,

"Should I pull from single stocks to pay off debt?"

from the blog: Should I Use My Investments to Pay Off Debt?


Making stupid mistakes with money,

"Should I get a construction loan?"


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Zander Insurance

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Don’t Make These Stupid Mistakes With Money (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss:

"I'm scared to only have $1000 for an emergency fund"

from the blog: Is a $1,000 Emergency Fund Enough?


Why you should never pay your girlfriend's student loan,

"Should I buy a truck at 19 years old?"

"How quickly can I get this debt paid off?"


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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I’m Scared To Only Have $1000 for Emergencies (Hour 2)

Jade Warshaw & George Kamel answer your questions and discuss:

"Should I keep living with my parents or move out?"

5 things you need to know before filing taxes,

from the blog: Tax Season 2023: What You Need to Know (and Looking Ahead to 2024)


Selling and building a new home,

Saving for fertility treatment,

Refinancing a home.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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5 Things You Need To Know Before Filing Taxes (Hour 3)

John Delony & George Kamel discuss:

How to get out of debt when you feel lost on your current career path,

from the blog: How To Pay Off Debt


"How do we buy a house without a credit score?"

from the blog: Can You Buy A House With No Credit? and Living Without A Credit Score


The best way to figure out how to start investing,

from the blog: How To Start Investing: A Beginner's Guide


The differences between your emergency fund and sinking funds,

from the blog: What Is A Sinking Fund and How Do You Create One?


Why you should stop investing when you're in debt and have no savings,

from the blog: 40 with No Savings? How To Retire A Millionaire



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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

Stop Listening To Broke People! (Hour 1)

Dr. John Delony & George Kamel discuss:

How to take control of your life and your finances,

What to do when gifts from family members come with strings attached,

Why sacrificing your lifestyle will accelerate your debt payoff journey,

from the blog: Are The Sacrifices Worth Being Debt Free? These People Think So


"Which of my debts should I pay off first?"

from the blog: What Debt Do You Pay Off First?


What to do when you keep getting stuck in the Baby Steps,

from the blog: How To Finally Take Control Of Your Finances


Why you should never pull from your 401(k) before retirement,

from the blog: 4 Life Events You Shouldn't Cash Out Your 401(k) to Fund



Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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What's The Price Of Your Soul? (Hour 2)

Dr. John Delony & George Kamel discuss:

What to do when family members want you to get a prenup but you don't want to,

How investing in Legos and other toys is a horrible way to build wealth,

from the blog: Dave's Investing Philosophy


How to navigate grief and what's next after the loss of a parent,

Why the interest on debt doesn't matter in the Debt Snowball,

from the blog: Debt Snowball vs. Debt Avalanche


How to pick where to live when commuting to work

from the website: Cost Of Living Calculator



Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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My Dad Wants Me To Get A Prenup! (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss:

"My boyfriend wants me to sell my vehicle",

American men's obsession with trucks,

"How should I split my income between my mortgage and investments?"

When it makes things to sell things to get out of debt,

Using inheritance money to build the best financial future,

from the blog: What to Do With an Inheritance


"We're not on the same page about downsizing our vehicles"

"How should we adjust our investments after having our first baby?"


Support Our Sponsor:

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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Your Boyfriend Doesn’t Get a Vote! (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss:

Saving for a new roof,

How much money to set aside for taxes,

How to save money on groceries,

from the blog: Why Are Food Prices Going Up?


"How can I maximize my wealth with the baby steps?"


Support Our Sponsor:
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Why Grocery Prices Are Up and What You Can Do About It (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss:

"What should I do after selling my house?"

How much to spend on a vehicle,

"When should I move out of my parents' house?"

What to do with a big insurance settlement,

"Should I consolidate my debt?"

from the blog: What Is Debt Consolidation?


Accepting a lower offer on a home sale.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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How Much Should I Spend on a Car? (Hour 3)

George Kamel & Ken Coleman answer your questions and discuss:

Combining finances in marriage,

Why you shouldn't fall for nothing down real estate schemes,

How sometimes you have to say no to something good to achieve something great.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Don’t Fall for the Nothing-Down Real Estate Trap! (Hour 1)

George Kamel & Ken Coleman answer your questions and discuss:

Saving up to fix a car while paying off debt,

"How much emergency fund do I need?"

from the blog: A Quick Guide to Your Emergency Fund


Why you shouldn't pause investing to pay off the house

from the blog: When You Should Stop Investing


What to do with an extra half a million in cash,

Buying a house vs. renting.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Following the Baby Steps Will Build Your Wealth (Hour 2)

George Kamel & Ken Coleman answer your questions and discuss:

"I'm 25 and live with my parents, what should I do with my money?"

"How can I best help my parents with money?"

"Should I stay at my part time job if I love it?"

"I'm a single mom facing eviction"

The practicality of getting solar panels.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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How Can I Make Money As Fast as Possible so I Can Retire Early? (Hour 3)

Join the free Building Wealth Livestream Event on January 12th!

Ken Coleman & George Kamel answer your questions and discuss:

"Should I buy a house right now or keep renting?"

from the blog: Should I Rent or Buy a House?


"What are guidelines about moving to a different states?"

from the blog: How to Move to Another State


Buc-ee’s is paying six-figures with no experience necessary,

Whether or not to buy a fixer-upper,

from the blog: Buying a Fixer-Upper Home: What to Know



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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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No More Excuses, You CAN Build Wealth! (Hour 1)

Ken Coleman & George Kamel answer your questions and discuss:

"I'm having a hard time finding my career path",

Why whole life insurance sucks,

from the blog: Term vs. Whole Life Insurance: What’s the Difference?


"Talk me out of keeping my car loan..."

Why people lie on their resumes (and why you shouldn't let self-doubt hold you back),

Financially preparing for a baby.

from the blog: Having a Baby? Don't Forget These Expenses



Support Our Sponsor:
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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
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Talk Me Out of Keeping My Car Loan… (Hour 2)

Ken Coleman & George Kamel answer your questions and discuss:

How you can create margin and build wealth: Tune into Building Wealth Live


Whether or not you should stay in a job where you feel undervalued,

Avoiding debt-consolidation,

Pursuing a career vs. a job to make money,

"I want to leave my engineering job to be a plumber".


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

Pursuing a Career vs. a Job Just To Make Money (Hour 3)

Join the free Building Wealth Livestream Event on January 12th!

Rachel Cruze & Jade Warshaw answer your questions and discuss:

The struggles that women face around pink tax,

"I owe my uncle $11k in overdue rent and he isn’t speaking to me",

"I'm a domestic abuse survivor looking for a fresh start with money",

"How can we grow our family without taking on more debt?"

When you can go into "storm mode" while paying off debt (but why you shouldn't overdo it),

Starting a business on maternity leave.


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Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

I Owe My Uncle $11K in Overdue Rent and He Isn’t Speaking to Me (Hour 1)

Rachel Cruze & Jade Warshaw answer your questions and discuss:

Why IRS debt always goes at the top of the debt snowball,

Saving for college vs. paying off the house,

from the blog: How Do I Save for Retirement, College, and Pay Off the Mortgage at the Same Time?


Should you keep a secret separate bank account from your spouse just in case?

What to do with profit from stocks,

"Should I avoid buying a new house since I'm about to get engaged?"

When and if you should sell a house to pay off debt,

from the blog: Should You Sell Your Home to Knock Out Debt?


"We're drowning in debt..."


Support Our Sponsor:
Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Ignorance Is Not Bliss… It’s BROKE (Hour 2)

Rachel Cruze & Jade Warshaw answer your questions and discuss:

"Can we afford to buy a home this year?"

from the blog: How Much House Can I Afford?


Jade loses her mind over insane car payments and tells you what to do about it,

"Should we change our investing strategy?"

What to do when morning sickness affects your food budget.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

JADE RANT: Your Stupid Car Payment Is Keeping You Middle Class! (Hour 3)

Join the free Building Wealth Livestream Event on January 12th!

George Kamel & Kristina Ellis answer your questions and discuss:

"I'm late saving for my kids' college - what can I do now?"

How to Pay for College Without Student Loans

"My house burned down and friends raised $100k for me - how should I use it?"

The ROI on college degrees (and why you shouldn't consider a student loan an "investment"),

Cash-flowing a master's degree,


Support Our Sponsor:

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Zander Insurance

PODS Moving & Storage


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

What's the ROI of a College Degree? (Hour 1)

George Kamel & Kristina Ellis answer your questions and discuss:

"How can I remodel my home without spending a fortune?"

From the blog: What Are the Best Home Improvements to Boost Value?


Update on Kristina's #NoSpendChallenge,

"Do we need life insurance?"

"How long should we save for a house?"

From the blog: How to Save for a House



Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

The Best Way To Do a Home Remodel (Hour 2)

George Kamel & Kristina Ellis answer your questions and discuss:

When should I pay off my HELOC?

Why you shouldn't let FOMO inform your investing strategy (and avoid investing in art),

The aftermath of co-signing on a loan,

Investing vs. paying off debt.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Don’t Let FOMO Guide Your Investing Strategy (Hour 3)

George Kamel & Jade Warshaw answer your questions and discuss:

What's the deal with tipping screens set so high?

"Should I do a cash-out refi to buy a new home?"

The debt snowball method vs. the avalanche method,

"Should we rent before we buy in a city we just moved to?"

Investing after selling off real estate.


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PODS Moving & Storage

Zander Insurance


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

We Put $112k on Credit Cards for Our Wedding (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss:

Setting up a marriage for financial success,

"Should I borrow money for a certification that can increase my income?"

"I lost $85k in single stocks",

HR Block offering tax refund advance loans,

Updating payroll tax withholdings,

What to look for when buying a home,

Selling an upside down car.


Support Our Sponsor:
Grip6

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How Do I Set Myself Up for Financial Success? (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss:

"How do I tackle my debt?"

Inflation hacks for groceries, housing and utilities, transportation, and lifestyle,

Avoiding a flashy lifestyle on a high income,

Preparing for a loved one who has terminal cancer.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Beat Inflation With These Money Hacks (Hour 3)

Join the free Building Wealth Livestream Event on January 12th!

George Kamel & Jade Warshaw answer your questions and discuss:

Paying off the house vs. investing,

"Should I keep a HELOC or refinance?"

IRA: Roth vs. Traditional,

"I took out student loans to invest and lost my money"

"Should I sell the condo?"


Support Our Sponsor:

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PODS Moving & Storage

Zander Insurance


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

JADE RANT: Be a Crockpot in a World Full of Microwaves (Hour 1)

George Kamel & Jade Warshaw answer your questions and discuss:

What to expect with your taxes in 2023,

How long to plan to live in a house,

"How can I make a large business purchase without debt?"

Getting out of a car lease.


Support Our Sponsor:
Churchill Mortgage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Here’s What You Need To Know About Tax Season 2023 (Hour 2)

George Kamel & Jade Warshaw answer your questions and discuss:

"Is car sharing on Turo a good side hustle?"

What to do when your goals don't align with your financial planner,

Investing vs. saving for a future house,

What to do with unused 529 money.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How Can I Best Grow My Money? (Hour 3)

George Kamel & Dr. John Delony answer your questions and discuss:

Why you shouldn't borrow money from your dad (or anyone for that matter),

How can I help my daughter and her future husband start off on the right foot,

"Should I put extra money in an IRA or keep it in savings?"

"How can I convince my husband to pay off debt instead of wasting it?",

The best way to treat an emergency fund.


Support Our Sponsor:

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PODS Moving & Storage


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Should I Invest Extra Money or Keep It in Savings? (Hour 1)

George Kamel & Dr. John Delony answer your questions and discuss:

"Should I look for a job with better benefits or better pay?"

What Gaslighting actually means,

The best way to use health insurance,

The Damar Hamlin injury and how to deal with trauma,

Helping a friend with crippling anxiety.


Support Our Sponsor:
Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Should I Look for a Job With Better Benefits? (Hour 2)

George Kamel & Dr. John Delony answer your questions and discuss:

Living in a van to save money on rent,

Why intentionality and identity are key to setting goals this year,

A woman whose husband won't partner with her to pay off $500k of consumer debt,

"I cashed out my whole life insurance; how do I invest the extra money?"


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

I Have $500K in Debt in a Little Bit of Everything (Hour 3)

Join the free Building Wealth Livestream Event on January 12th!
Kristina Ellis & George Kamel answer your questions and discuss:

What to do with money from a tax return (and why you shouldn't want or plan for a large return),

How to do a #NoSpendChallenge in 2023,

The right way to buy a home,

"How do I manage my money well after getting my first real job after college?"


Support Our Sponsor:

Christian Healthcare Ministries

DreamCloud

Zander Insurance


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How To Do a #NoSpendChallenge in 2023 (Hour 1)

Kristina Ellis & George Kamel answer your questions and discuss:

Avoiding getting scammed when trying to sell a home,

Why you shouldn't use your student loan to repair your car,

"What's the best way to save for my kids' college?"

Avoiding enabling a relative who is taking advantage,

Buying vs. renting a home.


Support Our Sponsor:
PODS Moving & Storage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Your Niece Is Taking Advantage of You… She Can Work! (Hour 2)

Kristina Ellis & George Kamel answer your questions and discuss:

Lump Sum vs. Dollar Cost Averaging,

How student loans are a lot like gambling debt,

"How do I prepare for college as a 15-year-old?"

Avoiding a reverse mortgage.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

Lump Sum vs. Dollar Cost Averaging (Hour 3)

George Kamel & Ken Coleman answer your questions and discuss:

"Should I buy a house before I get married to protect myself in case of divorce?"

"How long should it take me to get out of debt?"

"How should I reveal to my new employer that I was recently let go?"


Support Our Sponsor:

Zander Insurance

PODS Moving & Storage

Grip6


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How Long Should It Take Me To Get Out of Debt? (Hour 1)

George Kamel & Ken Coleman answer your questions and discuss:

"Should I take a job just for the benefits?"

"Does it make sense to sell our home to pay off debt?"

Saving money by living in military housing.


Support Our Sponsor:
NetSuite

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Pay Off Debt by Selling the House? (Hour 2)

George Kamel & Ken Coleman answer your questions and discuss:

"My credit cards are maxed out, how can I dig out of this debt?"

Should you take a lunch break?

Matching 401(k) vs. Roth IRA,

Quitting before you have another job lined up,

How long to keep a house on the market.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

I’m a New Listener... How Can I Get My Money Back on Track? (Hour 3)

Join the free Building Wealth Livestream Event on January 12th!

Dave Ramsey & Ken Coleman discuss:

How to set effective goals,

What to do with a large profit,

Budgeting on a fluctuating income.


Support Our Sponsor:

PODS Moving & Storage

Zander Insurance

Churchill Mortgage


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How To Start 2023 Off Right With Goals That Actually Work (Hour 1)

Dave Ramsey & Ken Coleman discuss:

Term life insurance,

Internships,

Selling a home vs. renting it out.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

How Do I Know How Much Life Insurance I Need? (Hour 2)

Dave Ramsey & Ken Coleman discuss:

Spreading out investments beyond the 401(k),

Staying in a job for the pension,

Quiet Quitting.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Ramsey Solutions Privacy Policy

Should I Invest Outside of My 401(k)? (Hour 3)

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.
Join the free Building Wealth Livestream Event on January 12th!
Support Our Sponsor:

PODS Moving & Storage

Zander Insurance

DreamCloud


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

The Biggest Husband and Wife Money Fights 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.
Support Our Sponsor:
Splash Financial

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

These Toxic Money Habits Will Destroy Your Family 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.
Support Our Sponsor:

Churchill Mortgage

Zander Insurance

Christian Healthcare Ministries


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How To Spot Bad Financial Advice on the Internet 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.

Support Our Sponsor:
PODS Moving & Storage

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

The Ramsey Show Answers Your Real Estate Questions 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.

Support Our Sponsor:

PODS Moving & Storage

Grip6

Churchill Mortgage


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Top 5 Most Memorable Calls on The Ramsey Show 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.

Support Our Sponsor:
Zander Insurance

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How To Avoid Real Estate Mistakes 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.

Support Our Sponsor:

Christian Healthcare Ministries

Splash Financial

Zander Insurance


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

How to Take Control of Your Money! 

Millionaires Share Their Financial Successes And Fears 

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.
Support Our Sponsor:

Zander Insurance

DreamCloud

PODS Moving & Storage


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

These Callers Share Their Worst Mistakes With Money

For this week’s episodes, we wanted to try something a little different. We’ve taken the most popular segments from the last few years of the show and created a limited series just for this week called The Best-of the Ramsey Show. That means you’ll hear some of our wildest, most inspirational, and possibly weirdest calls. These are some of our favorite moments from the show and we hope you enjoy it too. 
We'd love to hear what you think - send us your feedback to ask@ramseysolutions.com.
If you’d still like to listen to the normal, 3-episode format of the show, you can do so on RamseyShow.com or inside the Ramsey Network app.
Support Our Sponsor:
Grip6

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX
Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. https://www.megaphone.fm/adchoices
Ramsey Solutions Privacy Policy

Top Career Nightmare Calls On The Ramsey Show

Rachel Cruze & Dr. John Delony discuss:

Setting boundaries when helping someone,

Owing money to family,

The aftermath of day trading.


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How Can I Set Healthy Boundaries When Helping Others? (Hour 1)

Rachel Cruze & Dr. John Delony discuss:

Investing in company stock,

The morality of selling cars with financing,

What to do with a work bonus.


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Investing in Company Stocks (Hour 2)

Rachel Cruze & Dr. John Delony discuss:

How to best help step-children,

Why EVERYONE needs a will,

What to do with equity from my home,

Paying for a wedding while in debt.


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EVERYONE Needs a Will! (Even You) (Hour 3)

Dave Ramsey & Jade Warshaw discuss:

Where business debt goes in the debt snowball,

The best way to use a Christmas bonus,

Investing for the fastest possible growth,

Cash flowing car repairs vs. using an emergency fund,

Pausing investing during storm-mode,

When you need an LLC for a business,

JADE RANT: Young adults are living at home and boosting luxury brand sales.


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Where Can I Invest for the Fastest Growth? (Hour 1)

Dave Ramsey & Jade Warshaw discuss:

Dealing with a mess after applying for student loan forgiveness when you already paid off the loan,

Getting started on the baby steps,

Managing life insurance.


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You Just Went Back in Debt for a “Refund” (Hour 2)

Dave Ramsey & Jade Warshaw discuss:

Saving for college,

Focusing on baby step 2 and 3,

The best way to use an HSA,

Facing foreclosure,

Investing in REITs & DRIPs.


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What’s the Smartest Way To Use My HSA? (Hour 3)

Dave Ramsey & George Kamel discuss:

Hesitations paying off a future spouse's debt,

The problem with the concept of "leverage" (aka Debt),

Moving out of your parents' house,

Pulling from retirement funds to pay off a vacation home.


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The Truth Behind "Leverage" & "Arbitrage"  (Hour 1)

Dave Ramsey & George Kamel discuss:

How to settle credit card debt,

How Wells Fargo screwed their customers (yet again) to the tune of $3.7 billion,

Feeling overwhelmed with money,

Pausing paying off debt for a medical emergency.


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Wells Fargo Screws Their Customers Yet Again (Hour 2)

Dave Ramsey & George Kamel discuss:

Navigating an 85% drop in income.

Paying off rentals quickly,

Working together with your spouse to provide for your family.


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We’re About To Lose 85% of Our Income… What Do We Do? (Hour 3)

Dave Ramsey & Kristina Ellis discuss:

What to do with savings,

Selling a home to your kids,

What comes next after saving up a full emergency fund,

Student loan forgiveness updates,

What to do with rental property mortgages,

Affording a car after an accident,

Choosing between multiple job offers.


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Don’t Saddle Your Kids With Your Own Mess (Hour 1)

Dave Ramsey & Kristina Ellis discuss:

Getting a spouse on board,

Pre-paying for college vs. a 529 Plan,

Knowing when you can afford to retire.


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DAVE RANT: It’s Time To Change Something! (Hour 2)

Dave Ramsey & Kristina Ellis discuss:

How much to save for a wedding,

When a car lease is actually a valuable company perk,

Using savings to pay off the house,

When to talk about money when dating.


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Your Cash Is Just a Mirage (Hour 3)

Dave Ramsey & Dr. John Delony discuss:

Changing careers while paying off debt,

Buying a campground with a loan,

Using savings to buy a car,

Starting a marriage with debt,

Attacking almost a million dollars in debt.


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Personal Finance Is 80% Behavior & 20% Knowledge (Hour 1)

Dave Ramsey & Dr. John Delony discuss:

Handling a convoluted estate,

Buying a property while still in debt,

When it makes sense to buy a new car,

Navigating Christmas expectations with kids.


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Should I Buy Property Right Now? (Hour 2)

Dave Ramsey & Dr. John Delony discuss:

Dealing with an emotional family situation,

Owing $10k on college classes,

Knowing when to leave a toxic work situation.


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If You Want To Win You Need To Submit to a Proven Plan (Hour 3)

Ken Coleman & Jade Warshaw discuss:

How to get started investing,

Dealing with the awkwardness of a younger, less experienced boss.

Going straight into management,

Continuing to rent vs. buying a house,

When is a good time to change careers.


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How Do I Get Started Investing? (Hour 1)

Ken Coleman & Jade Warshaw discuss:

Why you should stop trying to build your credit score,

Whether or not Baby Step 1 ($1000 emergency fund) should be adjusted for inflation,

Men quitting the work force when they don't get what they want,

Saving for retirement.


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Should Baby Step 1 Be Adjusted for Inflation? (Hour 2)

Ken Coleman & Jade Warshaw discuss:

Taking a work-from-home job,

Dropping out of high school to start working,

Last-minute Christmas gift ideas,

Moving in with family to save up for a house,

Getting life back on track.


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Moving In With Family To Save Up for a Home (Hour 3)

George Kamel & Dr. John Delony discuss:

Staying in the military to get student loan forgiveness,

Cashing out stock to pay off debt,

If $1000 is enough for an emergency fund,

Parents suing Fortnite for getting their kids addicted to the game.


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Is $1000 Enough for an Emergency Fund? (Hour 1)

George Kamel & Dr. John Delony discuss:

Buying vs. renting,

Feeling like you can't get ahead,

Accepting gifts from parents with strings attached,

Struggling with Lyme Disease and dropping down to a single income.


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Should I Buy or Rent a House? (Hour 2)

George Kamel & Jade Warshaw discuss:

When a Roth conversion makes sense,

A listener's idea that marriage is a financial trap for men,

Choosing and affording health insurance,

Adjusting a housing situation when preparing to have twins,

Buying a lake house.


Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

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Is Marriage Really a Financial Trap? (Hour 3)

Dave Ramsey & Rachel Cruze hear stories of outrageous generosity and explore the power of giving and receiving.
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The 2022 Annual Christmas Giving Show (Hour 1)

Dave Ramsey & Rachel Cruze hear stories of outrageous generosity and explore the power of giving and receiving.
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The 2022 Annual Christmas Giving Show (Hour 2)

Dave Ramsey & Rachel Cruze hear stories of outrageous generosity and explore the power of giving and receiving.
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The 2022 Annual Christmas Giving Show (Hour 3)

Dave Ramsey & Dr. John Delony discuss:

Why you shouldn't take out a HELOC for home renovations,

Pulling from a TSP to pay off debt,

Whether your loyalty is to your spouse or your parents,

Knowing when to sell a rental property.


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Why You Should Never Use a HELOC for Home Renovations (Hour 1)

Dave Ramsey & Dr. John Delony discuss:

Getting on track paying off debt,

Getting on the same page with your spouse,

What to do when your rent is too high,

Paying off the mortgage with money from an IRA.


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I’m in Way Over My Head & Have No Idea What To Do (Hour 2)

Dave Ramsey & Dr. John Delony discuss:

Finding accountability when budgeting,

Giving land to family members,

Retiring young,

How you can (or can't) treat kids equally and fairly.


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How I Find Accountability Budgeting as a Single Person? (Hour 3)

Dave Ramsey & Jade Warshaw discuss:

Handling money from a side-hustle,

Whether or not you can afford to buy a new car,

What counts as financial infidelity,

The best investing strategy.


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You Can't Blame Your Way to a Better Life (Own It!) (Hour 1)

Dave Ramsey & Ken Coleman discuss:

Getting out of a whole life policy,

Making a decision about a job internship,

Selling a home vs. renting it out,

Pulling money out of mutual funds.


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The Ramsey Show

Ramsey Network - ramseysolutions.com

Latest episode: Fri Jan 27 2023