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Credit Is a Crutch—It’s Time to Walk Without It by Ramsey Network

Credit Is a Crutch—It’s Time to Walk Without It

from The Ramsey Show

by Ramsey Network

Published: Wed May 14 2025

Show Notes

📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ 📱 Watchthe full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss:

  • "Can I 'divorce' my entitled children?"
  • "How do I recover from having my credit history wiped?"
  • "My agent keeps insisting I should keep my four whole life insurance polices."
  • "I struggle with giving money, does that make me a bad person?"
  • "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that."
  • "I'm worried I'm not going to be able to provide for my soon-to-be wife and child"
  • "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings."


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Credit Is a Crutch—It’s Time to Walk Without It | Podcst