"I'm 49 With Nothing Saved For Retirement"
from The Ramsey Show
by Ramsey Network
Published: Fri Nov 14 2025
Show Notes
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Ken Coleman and George Kamel answer your questions and discuss:
- "I don't have anything saved for retirement. Is it too late for me to start investing?"
- "I keep having to dip into my investments to pay my taxes. How do I stop this cycle?"
- "When I turn 18 I will gain access to a $100,000 stock portfolio. How do I best grow this money?"
- "My wife wants us to pay off our house but it doesn't make sense to me"
- "I have been on social security for 25 years. How do I change my life and stop living in poverty?"
- "Should I refinance my home to pay off my debt and HELOC?"
- "Should we be saving money in an HSA when we are in Baby Step 2?"
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