Podcst

The Only Hack To Paying Off Debt Is Doing The Hard Work

The Ramsey Show

Ramsey Network

January 7, 2026

Show Notes

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • "My credit card is about to be charged off. What should I do?"
  • "I just got laid off, should we use our savings to pay down debt?"
  • "Should I go on a free cruise while in Baby Step 2?"
  • "Should I sell my AirBnB?"
  • "Am I wrong to ask to be an equal co-owner in my husband's business?"
  • "Should I pay more than minimum payments to minimize interest while in Baby Step 2?"
  • "Should I take out a loan to buy a business?".


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The Only Hack To Paying Off Debt Is Doing The Hard Work — Podcst