Show Notes
If you’re making good money and still feel broke, stressed, or behind, something is off and it’s not you. Today, I’m joined by my friend Vivian Tu, former Wall Street trader, CEO and founder of Your Rich BFF, and New York Times bestselling author of Well Endowed, to talk about what it really takes to get rich and stay rich. We’re calling out why paying your bills and saving is not the finish line, how optimization culture keeps high earners trapped in a constant game of “never enough,” and how to start using your money as a tool to buy time, freedom, and real security instead of status symbols. This episode is about ditching performative wealth, building systems that quietly grow your money, and finally feeling powerful, calm, and in control of your financial life.
Vivian’s links:
Website: https://www.yourrichbff.com/
Grab your copy of Well Endowed: http://richbffbook.com/
Visit https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show!
Intro
Money traumas from childhood & the Chinese buffet story
How money narratives dictate everyday decisions
Knowing the price of everything but the value of nothing
Money as a tool to buy your best life
What comes after financial basics (Finance 2.0)
Building infrastructure vs. working harder
Strategic spending: "Do I want this or do I want people to know I have it?"
The sleep investment story
Why HENRYs (High Earners Not Rich Yet) feel stressed
The B-plus life trap & lifestyle inflation
Wasted opportunity, potential, and time
Kids will make you poorer - childcare costs
The prenup with built-in raises for childcare
Unpaid labor & the "good mom" trap
Cooking as unpaid labor vs. celebrity chef art
Speaking kindly to yourself about money
Making peace with your own financial timeline
The all-or-nothing mindset is killing progress
15 minutes is better than no minutes
Book takeaway: Chase security, stability & freedom
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