Podcst

272. What to Do If You’re 35+ and Feel Financially Behind with Jean Chatzky

Financial Feminist

Her First $100K

January 27, 2026

Show Notes

If you’re over 35 and constantly feeling like you’re behind financially, you’re not alone. In today’s episode, I’m joined by Jean Chatzky––longtime financial journalist, bestselling author, and founder of HerMoney––whose work has shaped generations of women’s financial literacy, including my own. Jean opens up about starting over at 40 after divorce, job loss, and losing a parent. She shares exactly what she learned about saving, investing, and rebuilding confidence when time feels limited. We talk about why so many women feel behind no matter their age, the biggest money mistakes women 35+ make, how to course-correct without panic, and how to use tools like retirement accounts, HSAs, and investing strategies to build a future that still works, even if you didn’t start early.


Jean’s links:

Investing Club: https://join.investingfixx.com/

Website: https://hermoney.com/

HerMoney Podcast: https://podcasts.apple.com/us/podcast/hermoney-with-jean-chatzky/id1098802558

How She Does It Podcast: https://podcasts.apple.com/us/podcast/how-she-does-it/id1691787429


Visit https://herfirst100k.com/ffpod to stay up to date and find any resources mentioned on our show!


Intro: Never too late to save

What "owning your money" means

Jean's story: Starting over at 40

What to prepare for & do differently

Biggest mistake: Too much cash, not enough invested

Why Gen X women feel behind

Financial boundaries with aging parents & adult children

HSAs as investing vehicles

Why "feeling behind" is universal

Quick-fire Q&A

Advice for women feeling paralyzed

Where to find Jean

Learn more about your ad choices. Visit megaphone.fm/adchoices

272. What to Do If You’re 35+ and Feel Financially Behind with Jean Chatzky — Podcst